The most important number in achieving financial independence is your savings rate, which is just how much money you have left every month after paying all your bills. To that end, I’m sharing this online spreadsheet that will calculate your…
Category: Money Management
Net worth is the value of all the assets you own minus all the debt you have. According to an article from Business Insider last year, the net worth of the average millennial is about $8,000. People born between 1980…
I don’t always take a close look at all my reoccurring bills, especially when it’s something like a phone bill that really shouldn’t change that much from month to month but I happened to inspect my October 2020 cell phone…
This past summer Apple merged their iTunes and Apple gift cards so now the new Apple gift cards can be used for purchases on the App Store, iTunes, iCloud storage and/or Apple products. These days if you have an iPhone…
Facebook users in Illinois can get up to $400 if they apply to be part of the class action settlement by Monday 11/23/2020: http://www.facebookbipaclassaction.com/ Payout is dependent on how many people apply, so the fewer the better, but even if…
The couple referenced in the link below graduated college in 2008 and earned $50,000 combined in their first year as teachers. After 8 years, they were earning $100,000/year combined and were saving about 80% of their income, which they mostly…
If you live in the Midwest and shop enough at Menards to frequently mail in their rebates, there’s a chance you may have never received or redeemed a rebate you submitted. Seems to me like Menards has basically had a…