This quarter you can obtain 7% cash back on Starbucks or any other restaurant by paying with your PayPal account linked to your Chase Freedom Flex credit card:
Note that you are only getting 7% cash back and not 8% (3% on Restaurants + 5% on PayPal) because you earn 1% on all purchases, an additional 2% on restaurants and an additional 4% on the rotating categories, which comes out to 7% when using PayPal at restaurants. Read the fine print. Still better than getting only 3% or 5% cash back, and way better than paying full price.
If you don’t have the Chase Freedom Flex credit card, you can apply for the credit card using the referral link below and you will earn a $200 bonus after you spend $500 on purchases within the first 3 months from account opening:
https://www.referyourchasecard.com/18o/OUTKIAI19H
For the record, I’ve earned $5,695 in cash back and bonuses this year through the end of the third quarter: